You’ve sold the business. What happens to the money decides everything.
Decision by the Numbers, Issue 2 Your accountant has done the hard part. The small business CGT concessions have been claimed and the settlement money has landed with no CGT…
Division 296 is law. Should money leave super before 30 June 2027?
Welcome to the first issue. Each month this newsletter takes one financial decision people are facing right now, shows the common answer, then runs the actual numbers with every assumption…
Division 296 Cost Base Reset: What SMSF Trustees Need to Model Before 30 June 2026
Division 296 received Royal Assent on 13 March 2026 and applies from 1 July 2026, with the first year of operation ending on 30 June 2027. But one of the…
SMSF, Insurance, and Division 296: The Whole of Fund Review Your Adviser Should Be Running
Most commentary on Division 296 has focused on one question: should I take money out of super? That is almost always the wrong starting point.
Division 296 Is Now Law: What High Income Professionals Need to Do Before 30 June 2027
Division 296 has now become law. The Better Targeted Superannuation Concessions legislation has passed Parliament and received Royal Assent, and it applies